Erica WaltersCompass
San Mateo County · City Guide

San Carlos Homes: ADUs, Lot Splits & What Your Home Can Become

San Carlos calls SB 9 homes Urban Infill Units and has a permanent ordinance with its own height and parking standards. Its ADU ordinance was flagged by the state in 2026.

Last reviewed October 20, 2026 · Every figure links to its official source below.

How I read it

San Carlos has two things to watch. First, the city's Urban Infill Unit rules don't allow a flag lot, which rules out the most common way to split a deep lot. Second, the state found the ADU ordinance out of compliance in May 2026, so expect changes. If your plan depends on a specific ADU standard, get it confirmed in writing.

Erica Walters, REALTOR® · Compass
ADUs

Adding an ADU

In San Carlos

  • In May 2026, HCD reviewed San Carlos' ADU ordinance (Ordinance No. 1604, adopted November 13, 2023) and found it didn't comply with state law, including new 2025 and 2026 state changes the city needs to add. The city's response was due June 5, 2026.[1]

State law, everywhere in California

  • A city has 60 days to approve or deny a complete ADU or junior ADU (JADU) permit application.[2]

  • Lot coverage, floor area ratio, and front setback rules can't be used to block an ADU of at least 800 square feet with four-foot side and rear setbacks.[2]

  • A city can't set a height limit below 16 feet for a detached ADU, or below 18 feet within a half mile of a major transit stop or high-quality transit corridor. Attached ADUs can go to 25 feet or the main home's zoning height, whichever is lower.[2]

  • A JADU is up to 500 square feet of interior space inside the main home. Owner occupancy can't be required for an ADU, but it is required for a JADU that shares a bathroom with the main home.[2]

  • No impact fees on an ADU of 750 square feet or less. Above that, fees have to be proportional to the main home.[2]

  • On a lot with an existing apartment building, state law allows up to eight detached ADUs (never more than the number of existing units), plus conversions of non-living space.[2]

SB 9

Lot splits and second homes

In San Carlos

  • San Carlos adopted its permanent SB 9 ordinance (Ordinance 1603) effective December 13, 2023. The rules are in San Carlos Municipal Code Section 18.23.310.[3]

  • Eligible sites are zoned RS-3 or RS-6. A split can't create a flag lot, and each new parcel has to be at least 1,200 square feet and at least 40% of the original lot.[3]

  • The city lists a maximum height of 16 feet for Urban Infill Units, or 20 feet in hillside overlay districts.[3]

  • Each round of city review can take up to 30 days, and the city says a few rounds are common.[3]

State law (SB 9)

  • SB 9 applies to lots zoned single-family. It allows two primary homes on one lot, a split into two lots, or both, with staff-level approval and no public hearing.[4]

  • Local rules can't stop two homes of at least 800 square feet each, or a split into two lots of at least 1,200 square feet. Side and rear setbacks are capped at four feet.[4]

  • Parking is capped at one space per unit, and none can be required within a half mile walk of a high-quality transit corridor or major transit stop, or within a block of a car-share vehicle.[4]

  • To split a lot, you sign an affidavit that you intend to live in one of the units as your main home for at least three years. Any rental has to be for more than 30 days.[4]

  • SB 9 doesn't apply if the project would demolish or alter rent-restricted housing, rent-controlled housing, or housing a tenant has lived in during the last three years. It also excludes historic properties, lots with an Ellis Act withdrawal in the last 15 years, lots already created by an SB 9 split, and lots next to one the same owner split.[4]

  • The ceiling is four units total. After a split, the city has to allow two units on each new lot. The city must decide on a complete application within 60 days.[4]

Rent rules

Rent control and AB 1482

In San Carlos

  • We did not find a city rent cap or rent stabilization ordinance in our review of official city sources. For units AB 1482 covers, the state cap applies.[5]

State law (AB 1482)

  • Under the Tenant Protection Act (AB 1482), rent can't go up more than 5% plus the change in the cost of living, or 10%, whichever is lower, in a 12-month period.[5]

  • After a tenant has lived in a unit for 12 months, the landlord needs a listed reason to end the tenancy, either at-fault (like nonpayment) or no-fault (like owner move-in or a substantial remodel).[5]

  • Exempt: units with a certificate of occupancy issued in the last 15 years (a rolling date), single-family homes not owned by a corporation or REIT, a duplex where the owner lives in the other unit, and units already under a stricter local rent control law.[5]

What is your San Carlos home worth, and what could it become?

I spent my career on the investment side, helping operate more than 7,000 units. I'll give you a valuation built from recent sales, and a straight read on what your lot allows: an ADU, a split, or neither.

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FAQ

San Carlos questions, answered

Can I create a flag lot with SB 9 in San Carlos?+

No. The city's Urban Infill Unit rules say a subdivision cannot create a flag lot.[3]

Which San Carlos zones allow SB 9?+

RS-3 and RS-6, the single-family districts.[3]

Does San Carlos have rent control?+

We did not find a local rent cap in official city sources. Covered units fall under the state Tenant Protection Act cap of 5% plus the change in cost of living, or 10%, whichever is lower.[5]

Sources
  1. [1]HCD, “Review of San Carlos' ADU Ordinance, May 6, 2026”
  2. [2]California Department of Housing and Community Development (HCD), “ADU Handbook (March 2026 update)”
  3. [3]City of San Carlos, “Building an Urban Infill Unit (SB 9)”
  4. [4]California Department of Housing and Community Development (HCD), “Housing Law Fact Sheet: Duplexes and Lot Splits (SB 9), April 2026”
  5. [5]California Attorney General, “Landlord-Tenant Issues: Tenant Protection Act”

Official San Carlos pages

This page is general information, not legal or tax advice. Rules change, and cities amend their codes after state reviews. Confirm current requirements with the city and a qualified professional before you buy, build, or change a tenancy. Erica Walters, REALTOR®, CalDRE# 02239622, Compass.

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